One in every of my favourite issues to do on the Medicare Coach is answering incoming telephone calls. I really like having the ability to speak to folks, whether or not it’s considered one of our wonderful shoppers or having the ability to speak to a brand new particular person and listen to a brand new story.
Again in October, throughout Medicare‘s open enrollment interval, I took a name from a gentleman who was in tears, asking for assist. I knew straight away it wasn’t going to be an pleasant name, however I hoped that I may do one thing to assist him.
He detailed how he and his spouse had joined a Medicare Benefit plan the 12 months earlier than, and primarily based on the ads and insurance coverage agent, they thought it will save them a ton of cash.
Nevertheless, this was not what occurred.
They have been hemorrhaging hundreds of {dollars} on this Medicare Benefit plan as a result of it didn’t cowl their drugs, it had excessive deductibles, there have been endless co-pays, and it didn’t cowl some companies.
All of which was an entire shock to them.
He had known as us determined for assist. He NEEDED a brand new plan as a result of their retirement financial savings was draining.
Based mostly on our four-step course of, I knew that he was higher off on Authentic Medicare with a complement plan and a Medicare Half D plan. However, on account of Medicare insurability guidelines, he wasn’t going to have the ability to change.
One of the best we may do was discover a higher Medicare Benefit plan for them, nevertheless it wouldn’t be what they wanted.
These calls kill me, and we get them on a regular basis.
What frustrates me most about Medicare is that each one the knowledge you might be getting is from biased insurance coverage corporations who need you to purchase their plans.
They don’t let you know the complete story on Medicare.
Because the main unbiased Medicare skilled, I’m right here that will help you perceive your choices if you first be part of Medicare.
Sadly, there isn’t actually a “redo” button in your determination, so I need you to get it proper the primary time.
I need you to guard your healthcare rights and retirement financial savings.
To get assist along with your Medicare determination, you’ll be able to register for my subsequent free on-line Medicare workshop to get unbiased Medicare assist.