This yr, executives from practically each main medical health insurance firm made the identical declaration in calls with Wall Road analysts: Utilizing synthetic intelligence to make protection choices would assist save them cash.
Even the Trump administration is testing AI’s usefulness in managing the prior authorization course of for the Medicare program, in addition to searching for to override AI regulation by states.
However class motion lawsuits have accused insurers of utilizing AI to wrongfully withhold remedy. And new analysis from Stanford College outlines the dangers of coaching AI on a present system rife with wrongful denials.
“There’s a world by which utilizing AI might make that worse, or no less than replicate a nasty human system, as a result of the information that it could be coaching on is from that dangerous human system,” stated Michelle Mello, a co-author of the research.
Though, Mello stated, the analysis workforce discovered “actual positives alongside the dangers.”
On this video produced by KFF Well being Information’ Hannah Norman, Darius Tahir, a correspondent masking well being know-how, explains.
You’ll be able to learn Tahir’s current protection of AI’s use by well being insurers under:
KFF Well being Information is a nationwide newsroom that produces in-depth journalism about well being points and is likely one of the core working applications at KFF—an unbiased supply of well being coverage analysis, polling, and journalism. Study extra about KFF.
USE OUR CONTENT
This story might be republished without cost (particulars).
We encourage organizations to republish our content material, freed from cost. Right here’s what we ask:
You will need to credit score us as the unique writer, with a hyperlink to our kffhealthnews.org web site. If attainable, please embody the unique creator(s) and KFF Well being Information” within the byline. Please protect the hyperlinks within the story.
It’s essential to notice, not every thing on kffhealthnews.org is offered for republishing. If a narrative is labeled “All Rights Reserved,” we can not grant permission to republish that merchandise.
Have questions? Tell us at KHNHelp@kff.org









![Police Life Insurance [The Top 7 Job Risks that May Affect Your Rate!]](https://insuremonkey.com/wp-content/uploads/2023/03/Police-Life-Insurance-120x86.jpg)



![What Are Life Insurance Premiums? [Get the Top 7 Premium Secrets!]](https://insuremonkey.com/wp-content/uploads/2022/12/life-insurance-premiums-1-120x86.jpg)

![Getting Life Insurance with Colon Cancer [Top 13 Questions]](https://insuremonkey.com/wp-content/uploads/2022/12/Getting-Life-Insurance-with-Colon-Cancer-120x86.jpg)